The Department shall pledge the following to the lender: The money in the reserve account is available to pay claims under Regulation .19 of this chapter; The lender has a first security interest in the money in the reserve account to pay the claims; and The Department will not encumber or pledge the money to any other party. Assurances, guarantees, or other credit enhancements provided under the Program do not pledge the faith, credit, or taxing power of the State, the Department, the Program, or the Fund, and hence are payable only to the extent of the reserve account established for any given lender.