# COMAR Title 05 — Department of Housing and Community Development

## Subtitle 19 — Homebuyer Education and Counseling

### Chapter 01 — Required Notice of Housing Counseling Programs and Services

#### Regulation .03 Notice of Housing Counseling Programs and Services.

*COMAR 05.19.01.03*

A. Form. Unless the lender is otherwise required by federal or State law to refer a borrower to housing counseling, a lender shall provide a notice of homebuyer education or housing counseling in substantially the following form to a borrower to comply with the requirements set forth in Commercial Law Article, §12-1303, Annotated Code of Maryland: