# COMAR Title 05 — Department of Housing and Community Development

## Subtitle 19 — Homebuyer Education and Counseling

### Chapter 02 — Housing Counseling Certification for Prefile Mediation

#### Regulation .01 Definitions.

*COMAR 05.19.02.01*

A. In this chapter, the following terms have the meanings indicated.

B. Terms Defined.

  (1) “Department” means the Department of Housing and Community Development, a principal department of the State.

  (2) “Housing counseling services” means assistance provided to mortgagors or grantors by nonprofit and governmental entities that are identified on a list maintained by the Department of Housing and Community Development under COMAR 05.19.01.05.

  (3) “Prefile mediation” means foreclosure mediation that occurs in accordance with Real Property Article, §7-105.1(d), Annotated Code of Maryland, before the date on which the order to docket or complaint to foreclose is filed.