In this chapter, the following terms have the meanings indicated. Terms Defined. “Department” means the Department of Housing and Community Development, a principal department of the State. “Housing counseling services” means assistance provided to mortgagors or grantors by nonprofit and governmental entities that are identified on a list maintained by the Department of Housing and Community Development under COMAR 05.19.01.05. “Prefile mediation” means foreclosure mediation that occurs in accordance with Real Property Article, §7-105.1(d), Annotated Code of Maryland, before the date on which the order to docket or complaint to foreclose is filed.