Medical expenses are counted only for individuals who are elderly or disabled as defined in Regulation .02B of this chapter. Medical expenses include: Medical and dental care by a licensed practitioner; Hospitalization or outpatient treatment, including payments by the household for a former member who received care in a hospital or nursing home while a member of the household; Prescription drugs and over-the-counter medication approved by a licensed practitioner; Home medical supplies, sick room supplies, and prescribed equipment; Health and hospitalization insurance premiums for the cost of health care only; Medicare premiums; Cost-sharing or spend down expenses incurred by Medicaid recipients; Dentures, hearing aids, and prosthetics; Costs of seeing eye and hearing aid dogs; Eyeglasses; Reasonable costs of transportation and lodging for medical treatment; and Costs for in-home aide care or attendants. Except as described in §C of this regulation, the allowable medical expenses are calculated for a monthly cost amount by: Averaging a one-time expense over the remaining months of the certification period; Allowing the one-time expense for 1 month; or Allowing a known continuing expense in each month of the certification period. For households certified for 24 months that have a one-time medical expense incurred during the first 12 months, the local department shall give the household the option of: Deducting the expense for 1 month; Averaging the expense over the remainder of the first 12 months of the certification period; or Averaging the expense over the remaining months of the certification period.