The agency may not deny an individual's application to be an adoptive parent because: An individual: Is divorced; Is separated from a spouse; Is not married; Has other children in the family; Does not own a home; or Is unable to pay a reasonable fee for adoption services; or Of the applicant's or adoptive child's race, color, culture, national origin, sexual orientation, or ethnic heritage. The agency shall deny an application if the agency determines that an individual's: Child support account is in substantial arrearage which may affect the applicant's ability to provide for an adopted child; Economic situation is insufficient to provide adequately for a child; Physical or mental health precludes the ability to parent a child; Age is younger than 18 years; Criminal background or record of child abuse or neglect precludes the possibility of being an adoptive parent; Adoption application or home study is active with another child placement agency; Previous home study by a child placement agency reveals the individual was denied for valid reasons; Status is that of: Member of the agency's governing board; or Adoption service employee of the agency; Living space is inadequate for an additional family member; or Application information is known by the applicant to be false.