# COMAR Title 09 — Maryland Department of Labor

## Subtitle 03 — Commissioner of Financial Regulation

### Chapter 03 — Procedure for Handling Applications

#### Regulation .02 Definitions.

*COMAR 09.03.03.02*

A. In this chapter, the following terms have the meanings indicated.

B. Terms Defined.

  (1) “Hearing panel” means the Presiding Officer and other individuals designated by him to hear the case; however, the decision shall be made by the Presiding Officer.

  (2) “Presiding Officer” means the Commissioner of Financial Regulation or the Deputy Commissioner when acting pursuant to Financial Institutions Article, §2-103(e), Annotated Code of Maryland (Deputy Commissioner to act in case of vacancy).