<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".08" citation="COMAR 09.03.12.08" title_num="09" subtitle_num="03" chapter_num="12" heading="Postfile Foreclosure Mediation.">
  <paragraph num="A.">
    <text>Subject to §B of this regulation, a request for postfile mediation required by Real Property Article, §7-105.1(h)(4), Annotated Code of Maryland, and this chapter shall be in a form substantially similar to that in Appendix F of this regulation.</text>
  </paragraph>
  <paragraph num="B.">
    <text>The secured party, or representative of the secured party, shall include all information required in the form provided for under §A of this regulation in the spaces indicated by blank lines.</text>
  </paragraph>
  <paragraph num="C.">
    <text>Good Faith and Fair Dealing. The secured party, or any representative of the secured party, has a duty of good faith and fair dealing in its participation at a postfile foreclosure mediation, including, but not limited to:</text>
    <paragraph num="(1)">
      <text>Providing the borrower with an accurate accounting of the debt owed;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Making the borrower aware of all loss mitigation options and services offered by the secured party; and</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Pursuing loss mitigation when reasonably possible.</text>
    </paragraph>
  </paragraph>
</regulation>