All required on-screen notices and disclosures under Financial Institutions Article §12-1201 et. seq., Annotated Code of Maryland, and this chapter shall: Remain on the Kiosk screen for a minimum of: Four seconds if the notice or disclosure contains 12 or less words; or One second for every 3 words, or fractions thereof, contained in the notice or disclosure; and Require User action to advance to another screen. For the purposes of calculating the time period a notice or disclosure must remain on a screen pursuant to Part A of this regulation, the words contained in a notice or disclosure include words that require scrolling to view.