# COMAR Title 09 — Maryland Department of Labor

## Subtitle 03 — Commissioner of Financial Regulation

### Chapter 16 — Virtual Currency Kiosks

#### Regulation .09 Receipts.

*COMAR 09.03.16.09*

A. In addition to information required by Financial Institutions Article, §12-1204, Annotated Code of Maryland, a Receipt shall include:

  (1) The name of, and contact information for, the Operator, including, but not limited to, the Operator's business address and a customer service telephone number established by the Operator to answer questions and register complaints;

  (2) The Operator’s NMLS unique identifier;

  (3) The User’s name;

  (4) The date of the transaction reflected in the Receipt;

  (5) The amount of such virtual currency transaction expressed in United States currency;

  (6) The exchange rate for the transaction, if applicable;

  (7) The virtual currency address for that virtual currency transaction;

  (8) The full unique transaction hash or identification number associated with the transaction;

  (9) The public virtual currency address of the User;

  (10) Any fee charged by the Operator;

  (11) Any tax collected by the Operator for such virtual currency transaction;

  (12) If the transaction reflected in the Receipt involves money transmission, the recipient’s name and virtual currency address;

  (13) A statement that the User may request a Fee Refund of any Fee charged in connection with a Fraudulent Transaction by submitting a Notice of Fraud;

  (14) A statement explaining how a User may submit a Notice of Fraud, including any address or phone number the Operator has designated pursuant to Regulation .03 of this chapter for submitting a Notice of Fraud; and

  (15) A statement the Maryland Commissioner of Financial Regulation will accept all questions or complaints regarding the Kiosk, at (address of Commissioner), phone (toll-free phone number of the Commissioner), or https://labor.maryland.gov/finance/.

B. The Receipt shall be provided in English and in the any other language principally used by the Operator to advertise its services or transact business on the Kiosk.

C. The Kiosk shall offer the User the ability to elect to receive the Receipt electronically at the time of the transaction;

D. If the User does not elect electronic delivery of the Receipt, the Receipt shall be delivered to the User in retainable form at the time of the transaction.

E. An Operator shall maintain all transactional data required for a Receipt for a period of 7 years from the date of the transaction.

F. A Receipt that satisfies the requirements of this Regulation shall be deemed to satisfy the requirements contained in COMAR 09.03.14.16C for a virtual currency transaction conducted on a Kiosk that involves money transmission.

G. Compliance with COMAR 09.03.14.16C does not relieve an Operator of any additional requirements imposed by this regulation.