<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".09" citation="COMAR 09.03.16.09" title_num="09" subtitle_num="03" chapter_num="16" heading="Receipts.">
  <paragraph num="A.">
    <text>In addition to information required by Financial Institutions Article, §12-1204, Annotated Code of Maryland, a Receipt shall include:</text>
    <paragraph num="(1)">
      <text>The name of, and contact information for, the Operator, including, but not limited to, the Operator's business address and a customer service telephone number established by the Operator to answer questions and register complaints;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The Operator’s NMLS unique identifier;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>The User’s name;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>The date of the transaction reflected in the Receipt;</text>
    </paragraph>
    <paragraph num="(5)">
      <text>The amount of such virtual currency transaction expressed in United States currency;</text>
    </paragraph>
    <paragraph num="(6)">
      <text>The exchange rate for the transaction, if applicable;</text>
    </paragraph>
    <paragraph num="(7)">
      <text>The virtual currency address for that virtual currency transaction;</text>
    </paragraph>
    <paragraph num="(8)">
      <text>The full unique transaction hash or identification number associated with the transaction;</text>
    </paragraph>
    <paragraph num="(9)">
      <text>The public virtual currency address of the User;</text>
    </paragraph>
    <paragraph num="(10)">
      <text>Any fee charged by the Operator;</text>
    </paragraph>
    <paragraph num="(11)">
      <text>Any tax collected by the Operator for such virtual currency transaction;</text>
    </paragraph>
    <paragraph num="(12)">
      <text>If the transaction reflected in the Receipt involves money transmission, the recipient’s name and virtual currency address;</text>
    </paragraph>
    <paragraph num="(13)">
      <text>A statement that the User may request a Fee Refund of any Fee charged in connection with a Fraudulent Transaction by submitting a Notice of Fraud;</text>
    </paragraph>
    <paragraph num="(14)">
      <text>A statement explaining how a User may submit a Notice of Fraud, including any address or phone number the Operator has designated pursuant to Regulation .03 of this chapter for submitting a Notice of Fraud; and</text>
    </paragraph>
    <paragraph num="(15)">
      <text>A statement the Maryland Commissioner of Financial Regulation will accept all questions or complaints regarding the Kiosk, at (address of Commissioner), phone (toll-free phone number of the Commissioner), or https://labor.maryland.gov/finance/.</text>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>The Receipt shall be provided in English and in the any other language principally used by the Operator to advertise its services or transact business on the Kiosk.</text>
  </paragraph>
  <paragraph num="C.">
    <text>The Kiosk shall offer the User the ability to elect to receive the Receipt electronically at the time of the transaction;</text>
  </paragraph>
  <paragraph num="D.">
    <text>If the User does not elect electronic delivery of the Receipt, the Receipt shall be delivered to the User in retainable form at the time of the transaction.</text>
  </paragraph>
  <paragraph num="E.">
    <text>An Operator shall maintain all transactional data required for a Receipt for a period of 7 years from the date of the transaction.</text>
  </paragraph>
  <paragraph num="F.">
    <text>A Receipt that satisfies the requirements of this Regulation shall be deemed to satisfy the requirements contained in COMAR 09.03.14.16C for a virtual currency transaction conducted on a Kiosk that involves money transmission.</text>
  </paragraph>
  <paragraph num="G.">
    <text>Compliance with COMAR 09.03.14.16C does not relieve an Operator of any additional requirements imposed by this regulation.</text>
  </paragraph>
</regulation>