Each contestant shall be insured through a group insurance policy provided by the Commission as follows: Minimum medical expense coverage of $5,000; and Minimum coverage for death, dismemberment, or loss of sight of $5,000. The terms and conditions of the coverage in §A of this regulation shall be governed by the insurance policy between the Commission and its insurance carrier. Nothing in this regulation shall preclude a promoter from providing coverage in excess of the coverage stated in §A of this regulation. If the promoter provides insurance coverage, a copy of the policy shall: Be given to the Commission not later than the final physical; and List the Commission as an additional insured.