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<regulation prefix="Regulation" num=".04" citation="COMAR 09.19.02.04" title_num="09" subtitle_num="19" chapter_num="02" heading="Continuing Education.">
  <paragraph num="A.">
    <text>Renewal Requirements.</text>
    <paragraph num="(1)">
      <text>In order to be considered for renewal as a certified general real estate appraiser, certified residential real estate appraiser, licensed real estate appraiser, or appraiser trainee, the applicant shall have completed 14 hours of continuing education for each year or portion thereof the applicant has been certified or licensed, since the initial issuance of the license held or, if appropriate, the most recent renewal. These courses shall be approved by the Commission as set forth in this regulation.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>A total of not less than 42 hours of continuing education during each license term is required for renewal.</text>
    </paragraph>
    <paragraph num="(3)">
      <text>A licensee or certificate holder shall complete the continuing education required by §A(1)—(2) of this regulation prior to filing any application for renewal of a license or certificate, notwithstanding the expiration date for the license or certificate to be renewed.</text>
    </paragraph>
    <paragraph num="(4)">
      <text>Failure to complete the continuing education required by §A(1) — (2) of this regulation in advance of filing any application for renewal of a license or certificate may be considered by the Commission to be a violation of Business Occupations and Professions Article, §16-701(a)(1)(i), Annotated Code of Maryland, among other potential violations related to failure to complete the required continuing education hours.</text>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>Required Subject Matter for Continuing Education.</text>
    <paragraph num="(1)">
      <text>Required Continuing Education in Professional Appraisal Standards, Ethics, Fair Housing, Discrimination, and Bias.</text>
      <paragraph num="(a)">
        <text>Effective January 1, 2003, all currently licensed appraisers, certified appraisers, and appraiser trainees, at least once every 2 calendar years, shall successfully complete the 7-hour national Uniform Standards of Professional Appraisal Practice (USPAP) update course, or its equivalent as determined by the Appraiser Qualifications Board (AQB) of the Appraisal Foundation.</text>
      </paragraph>
      <paragraph num="(b)">
        <text>For licenses and certificates expiring on or after March 1, 2026:</text>
        <paragraph num="(i)">
          <text>Any currently licensed appraiser, certified appraiser, and appraiser trainee shall complete a 7-hour course the first time they meet the AQB education requirement for Valuation Bias and Fair Housing Laws and Regulations Outline; and</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>All currently licensed appraisers, certified appraisers, and appraiser trainees applying for license or certificate renewal shall successfully complete during the preceding 3-year license cycle a 4-hour Valuation Bias and Fair Housing Laws and Regulations course.</text>
        </paragraph>
      </paragraph>
      <paragraph num="(c)">
        <text>If obtaining a new credential or upgrading an existing credential individuals shall complete an 8-hour course to meet AQB education requirements in Valuation Bias and Fair Housing Laws and Regulations Outline that includes 7 hours of instruction and a 1-hour exam; and</text>
      </paragraph>
      <paragraph num="(d)">
        <text>Every 2 calendar years thereafter, the course length must be at least 4 hours.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(2)">
      <text>The course required by §B(1)(a) of this regulation shall be taken from an instructor who is:</text>
      <paragraph num="(a)">
        <text>An AQB certified USPAP instructor; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>A State certified residential appraiser or State certified general appraiser.</text>
      </paragraph>
    </paragraph>
  </paragraph>
  <paragraph num="C.">
    <text>A classroom hour is 50 minutes out of each 60-minute segment.</text>
  </paragraph>
  <paragraph num="D.">
    <text>The Commission may not approve a continuing education course unless the course:</text>
    <paragraph num="(1)">
      <text>Is at least 2 hours in duration;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Is taught by an approved educational provider; and</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Covers real estate appraisal-related topics, including but not limited to:</text>
      <paragraph num="(a)">
        <text>Ad valorem taxation;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Arbitration and dispute resolution;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Courses related to real estate appraisal or consulting;</text>
      </paragraph>
      <paragraph num="(d)">
        <text>Development cost estimating;</text>
      </paragraph>
      <paragraph num="(e)">
        <text>Ethics and standards of professional practice (USPAP);</text>
      </paragraph>
      <paragraph num="(f)">
        <text>Land use planning and zoning;</text>
      </paragraph>
      <paragraph num="(g)">
        <text>Management, leasing, and timesharing;</text>
      </paragraph>
      <paragraph num="(h)">
        <text>Property development and partial interests;</text>
      </paragraph>
      <paragraph num="(i)">
        <text>Real estate law, easements, and legal interests;</text>
      </paragraph>
      <paragraph num="(j)">
        <text>Real estate litigation, damages, and condemnation;</text>
      </paragraph>
      <paragraph num="(k)">
        <text>Real estate financing and investment;</text>
      </paragraph>
      <paragraph num="(l)">
        <text>Real estate appraisal related computer applications;</text>
      </paragraph>
      <paragraph num="(m)">
        <text>Real estate securities and syndication;</text>
      </paragraph>
      <paragraph num="(n)">
        <text>Developing opinions of real property value in appraisals that also include personal property and/or business value;</text>
      </paragraph>
      <paragraph num="(o)">
        <text>Seller concessions and impact on value;</text>
      </paragraph>
      <paragraph num="(p)">
        <text>Energy efficient items and “green building” appraisals;</text>
      </paragraph>
      <paragraph num="(q)">
        <text>Training in racial discrimination; and</text>
      </paragraph>
      <paragraph num="(r)">
        <text>Training in implicit bias or appraisal bias.</text>
      </paragraph>
    </paragraph>
  </paragraph>
  <paragraph num="E.">
    <text>The Commission may approve up to one half of an individual’s continuing education credit for participation, other than as a student, in appraisal educational processes and programs. Examples of activities for which credit may be granted are teaching, program development, authorship of textbooks, or similar activities which are determined to be equivalent to obtaining continuing education.</text>
  </paragraph>
  <paragraph num="F.">
    <text>The Commission may grant a licensee or certificate holder no more than 8 hours of credit for instruction per day for courses of continuing education.</text>
  </paragraph>
  <paragraph num="G.">
    <text>The Commission may not grant a licensee or certificate holder credit for completion of the same continuing education course offering within the appraiser’s continuing education cycle, with the exception of the 7-Hour National USPAP Update Course, or its AQB-approved equivalent.</text>
  </paragraph>
  <annotations>
    <annotation type="Emergency Action">53:8  26-056-E  (Regulations .04) EMERGENCY ACTION IN EFFECT 1/14/2026 — 7/13/2026</annotation>
  </annotations>
</regulation>