An employer whose application to opt-out of the State plan and into an EPIP was denied or whose EPIP was involuntarily terminated may file a request for review. Manner of Filing. Requests for Review shall be filed with the Division within 10 business days of the application denial or termination unless good cause for a delay can be shown. Requests for Review shall be in writing in a manner prescribed by the Division. Requests for Review shall include why the requestor believes the application denial or termination was in error. Review shall be conducted by Division personnel who did not participate in the initial application denial or termination at issue. The Division shall issue a decision electronically on a request for review within 20 business days. The Division may schedule an informal conference to discuss the review request. If the Division schedules an informal conference, it shall be held within the required time period for a decision to be issued.