<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".11" citation="COMAR 10.07.11.11" title_num="10" subtitle_num="07" chapter_num="11" heading="Complaint System for Quality of Care Issues.">
  <paragraph num="A.">
    <text>The HMO shall have a:</text>
    <paragraph num="(1)">
      <text>Written procedure to assist and respond to enrollees, families, and providers on complaints concerning quality of care issues; and</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Designated department to handle complaints.</text>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>Quality of care issues include, but are not necessarily limited to:</text>
    <paragraph num="(1)">
      <text>Bad outcomes related to poor care;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Failure to follow-up on diagnostic procedures;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Failure to provide treatment for presenting complaints consistent with standard of care;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>Failure to appropriately document medical records;</text>
    </paragraph>
    <paragraph num="(5)">
      <text>Confidentiality and privacy issues related to medical records or provision of care;</text>
    </paragraph>
    <paragraph num="(6)">
      <text>General dissatisfaction with care;</text>
    </paragraph>
    <paragraph num="(7)">
      <text>Qualifications of individuals who are:</text>
      <paragraph num="(a)">
        <text>Employees of the HMO; or</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Under contract with the HMO to provide services to enrollees;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(8)">
      <text>Misdiagnosis;</text>
    </paragraph>
    <paragraph num="(9)">
      <text>Inappropriate referral to meet enrollees' needs;</text>
    </paragraph>
    <paragraph num="(10)">
      <text>Environmental issues related to infection control and hazardous medical waste;</text>
    </paragraph>
    <paragraph num="(11)">
      <text>Failure of a provider to perform adequate medical screening, assessments, or timely care in emergency situations;</text>
    </paragraph>
    <paragraph num="(12)">
      <text>Failure to provide an adequate internal enrollee complaint process concerning quality of care issues;</text>
    </paragraph>
    <paragraph num="(13)">
      <text>Failure to comply with policies and procedures concerning delivery of care; or</text>
    </paragraph>
    <paragraph num="(14)">
      <text>Inadequate credentialing and performance appraisal for physicians.</text>
    </paragraph>
  </paragraph>
  <paragraph num="C.">
    <text>The HMO shall:</text>
    <paragraph num="(1)">
      <text>Submit the written procedure to the Department for approval before distributing to enrollees;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Obtain Departmental approval of any revision to the written procedure before implementing the proposed change; and</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Distribute the approved written procedure to all enrollees.</text>
    </paragraph>
  </paragraph>
  <paragraph num="D.">
    <text>The written complaint procedure shall include, at a minimum, the:</text>
    <paragraph num="(1)">
      <text>Department of the HMO that the enrollee or family member may contact if the enrollee wishes to make a complaint or obtain information concerning a complaint;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Complaint department's address and telephone number;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Procedure for investigating the complaint;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>Time frame in which the HMO shall provide a final response to or resolve the enrollee's complaint, not to exceed 60 days; and</text>
    </paragraph>
    <paragraph num="(5)">
      <text>Telephone number of the Maryland Insurance Administration if the enrollee wishes to pursue a complaint regarding quality of care issues outside of the HMO's complaint system.</text>
    </paragraph>
  </paragraph>
  <paragraph num="E.">
    <text>The HMO shall treat the enrollee with dignity, courtesy, and due regard for the individual's privacy.</text>
  </paragraph>
  <paragraph num="F.">
    <text>The HMO shall maintain a written record of complaints and responses for at least 5 years following the date the complaint was received by the HMO.</text>
  </paragraph>
  <paragraph num="G.">
    <text>Investigation by the Department.</text>
    <paragraph num="(1)">
      <text>The Maryland Insurance Administration is the single point of entry for all complaints to State government filed by an HMO enrollee. The Maryland Insurance Administration shall refer all quality of care complaints, as defined in §B of this regulation, to the Department for investigation.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The Department may:</text>
      <paragraph num="(a)">
        <text>Refer a complaint directly to an HMO for resolution; or</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Conduct an independent investigation.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(3)">
      <text>If the Department refers the complaint to an HMO, the HMO shall provide the following information in writing to the Department within 30 days of receipt of the complaint:</text>
      <paragraph num="(a)">
        <text>The results of the investigation;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Any change or proposed change to HMO policies or procedures as a result of the investigation; and</text>
      </paragraph>
      <paragraph num="(c)">
        <text>The HMO's method to prevent recurrence of the problem.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(4)">
      <text>If the HMO has not completed the investigation within 30 days, the HMO shall send the Department an interim report with a summary of the investigation to date and the expected date of completion. The expected date of completion may not be longer than 60 days from receipt of the complaint.</text>
    </paragraph>
  </paragraph>
</regulation>