Consumer training includes instruction and skill building in such areas including, but not limited to, acquisition, maintenance, and enhancement of skills necessary for the participant to accomplish ADLs and IADLs. The topics covered by consumer training shall be: Targeted to the individualized needs of the participant receiving the training; and Sensitive of the educational background, culture, and general environment of the participant receiving the training. Consumer training does not include time spent by the provider: Planning, preparing, or setting up the training; or Following up after the training.