<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".11" citation="COMAR 10.25.01.11" title_num="10" subtitle_num="25" chapter_num="01" heading="Calculation of the Premium Subsidy.">
  <paragraph num="A.">
    <text>At the time of initial application for the Premium Subsidy Program, the premium subsidy is the lower of:</text>
    <paragraph num="(1)">
      <text>The amount from the maximum subsidy table applicable for the average wage of business and the type of coverage chosen by the employee; or</text>
    </paragraph>
    <paragraph num="(2)">
      <text>50 percent of the sum of:</text>
      <paragraph num="(a)">
        <text>The premium for the type of coverage chosen by the eligible employee;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>The employer's eligible HSA contribution, if any; and</text>
      </paragraph>
      <paragraph num="(c)">
        <text>The employee's eligible HSA contribution, if any.</text>
      </paragraph>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>At the time of renewal application for the Premium Subsidy Program, the premium subsidy is the lower of:</text>
    <paragraph num="(1)">
      <text>The amount from the maximum subsidy table applicable for the average wage of business and the type of coverage chosen by the employee, multiplied by the size factor for the number of eligible employers; or</text>
    </paragraph>
    <paragraph num="(2)">
      <text>50 percent of the sum of:</text>
      <paragraph num="(a)">
        <text>The premium for the type of coverage chosen by the eligible employee;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>The employer's eligible HSA contribution, if any; and</text>
      </paragraph>
      <paragraph num="(c)">
        <text>The employee's eligible HSA contribution, if any.</text>
      </paragraph>
    </paragraph>
  </paragraph>
  <paragraph num="C.">
    <text>For each health benefit plan offered by an enrolled employer, the premium subsidy remains constant throughout the policy year unless the premium changes during the policy year.</text>
  </paragraph>
</regulation>