# COMAR Title 11 — Department of Transportation

## Subtitle 15 — Motor Vehicle Administration — Vehicle Registration

### Chapter 38 — Electronic Lien Recording and Release

**Authority:** Commercial Law Article, §§12-622 and 12-1024; Transportation Article, §§13-108.1 and 13-610; Annotated Code of Maryland

**Administrative History:** Effective date: February 22, 2021 (48:4 Md. R. 177)

#### Regulation .01 Purpose.

*COMAR 11.15.38.01*

The purpose of this chapter is to govern the electronic transmission of liens recorded and released on vehicle titles.

#### Regulation .02 Definitions.

*COMAR 11.15.38.02*

A. In this chapter, the following terms have the meanings indicated.

B. Terms Defined.

  (1) “Administration” means the Motor Vehicle Administration.

  (2) “Motor vehicle lienholder” means a person, or a holder or credit grantor, as defined in Commercial Law Article, that is regularly engaged in the business or practice of financing motor vehicles, including, but not limited to, banking institutions, financial institutions, and dealers regularly engaged in financing vehicles.

  (3) “Vendor” means a person who has entered into an agreement with the Administration to provide an electronic system that links the Administration with an authorized participating company, for the purpose of accessing vehicle information and processing lien transactions electronically.

#### Regulation .03 Requirement for an Electronic Lien Release.

*COMAR 11.15.38.03*

A. Effective January 1, 2021, all motor vehicle lienholders shall file electronically with the Administration:

  (1) Each of its liens; and

  (2) When a lien is paid in full, the lien release within 5 business days after receiving full payment.

B. To file electronically with the Administration, a motor vehicle lienholder shall:

  (1) Have an agreement with a vendor approved by the Administration; or

  (2) Have an agreement with the Administration to submit the information directly to the Administration through the Administration interface.