In this chapter, the following terms have the meanings indicated. Terms Defined. “Administration” means the Motor Vehicle Administration. “Fleet policy” has the meaning as stated in Transportation Article, §17-101, Annotated Code of Maryland. “Insurance companies” or “insurer” means licensed Maryland providers of required security as defined in Transportation Article, §17-101, Annotated Code of Maryland. “Online Insurance Verification (OLV)” means a program operated by the Administration for the purpose of verifying insurance policies in real time. “Policy” or “Policies” means a vehicle policy or binder for required security as defined by Transportation Article, §17-101(d), Annotated Code of Maryland, issued by an insurer or other provider of required security.