# COMAR Title 11 — Department of Transportation

## Subtitle 18 — Motor Vehicle Administration — Financial Responsibility Requirements

### Chapter 04 — Reporting Requirements for Lapse or Termination of Required Security

#### Regulation .04 Online Insurance Verification Participation and Program Requirements.

*COMAR 11.18.04.04*

A. Required Participation. All insurance companies shall:

  (1) Participate in the Administration’s OLV program; and

  (2) Support a program where the Administration can electronically access the book of business of insured vehicles at any time.

B. Program Requirements. The OLV Program will consist of the following:

  (1) The Administration will electronically send an inquiry to an insurance company in real time which will include information required by the Administration.

  (2) Insurance companies shall use the data provided by the Administration to determine the policy status on the verification date and return an electronic response, automatically, in real time to the Administration in an electronic format determined by the Administration.

  (3) The response from the insurance company shall be used to validate or remove the existing policy in the records of the Administration.

  (4) The Administration will determine the status of a reported insurance policy at intervals determined by the Administration.