<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".02" citation="COMAR 14.09.12.02" title_num="14" subtitle_num="09" chapter_num="12" heading="Notices of Insurance, Cancellation, Reinstatement, and Election of Coverage.">
  <paragraph num="A.">
    <text>Notice of Insurance. When an insurance policy is issued or renewed, the insurer issuing or renewing it shall file a notice of insurance with the Commission designee within 45 days after the effective date of the policy.</text>
  </paragraph>
  <paragraph num="B.">
    <text>Notice of Cancellation.</text>
    <paragraph num="(1)">
      <text>Required Filing. When an insurance policy is cancelled by the insurer or by the insured, the insurer shall file a notice of cancellation with the Commission designee.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Time for Filing.</text>
      <paragraph num="(a)">
        <text>Cancellation by Insurer.</text>
        <paragraph num="(i)">
          <text>If the insurer cancels the insurance policy for nonpayment of premium, the notice of cancellation shall be filed at least 10 days before the effective date of the cancellation, in compliance with Insurance Article, §19-406(f), Annotated Code of Maryland.</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>If the insurer cancels the insurance policy for any other reason, the notice of cancellation shall be filed at least 45 days before the effective date of the cancellation, in compliance with Insurance Article, §19-406(a), Annotated Code of Maryland.</text>
        </paragraph>
      </paragraph>
      <paragraph num="(b)">
        <text>Cancellation by Insured. When the cancellation is initiated by the insured, the notice of cancellation shall be filed by the insurer within 15 days after the effective date of the cancellation.</text>
      </paragraph>
    </paragraph>
  </paragraph>
  <paragraph num="C.">
    <text>Notice of Reinstatement — Time of Filing. When an insurance policy is reinstated, the insurer shall file a notice of reinstatement with the Commission designee within 15 days after the effective date of the reinstatement.</text>
  </paragraph>
  <paragraph num="D.">
    <text>Notice of Insurance, Cancellation, and Reinstatement — Form and Content. A notice of insurance, cancellation, or reinstatement shall contain all the following information:</text>
    <paragraph num="(1)">
      <text>The employer's name;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>All names under which the employer trades;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>All nontemporary business addresses of the employer in Maryland;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>The employer’s federal identification number or, if the employer is not required to have a federal identification number, the last four digits of the employer’s social security number;</text>
    </paragraph>
    <paragraph num="(5)">
      <text>The insurance policy number; and</text>
    </paragraph>
    <paragraph num="(6)">
      <text>The policy period.</text>
    </paragraph>
  </paragraph>
  <paragraph num="E.">
    <text>Notice of Election of Inclusion or Exemption of Coverage.</text>
    <paragraph num="(1)">
      <text>A person may elect to be a covered employee by filing a notice of election with the Commission and with the insurer.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The following types of persons may elect to be covered employees:</text>
      <paragraph num="(a)">
        <text>Pursuant to Labor and Employment Article, §9-227(b), Annotated Code of Maryland, sole proprietors; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Pursuant to Labor and Employment Article, §9-219(b), Annotated Code of Maryland, partners.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(3)">
      <text>A person may elect to be exempt from coverage as an employee by filing a notice of election with the Commission and the insurer.</text>
    </paragraph>
    <paragraph num="(4)">
      <text>The following types of persons may elect to be exempted from coverage:</text>
      <paragraph num="(a)">
        <text>Pursuant to Labor and Employment Article §9-206(b)(1), officers of a closed corporation;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Pursuant to Labor and Employment Article §9-206(b)(2) and (c), officers of a corporation, other than closed corporation;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Pursuant to Labor and Employment Article §9-206(b)(3) and (4), officers of a farm corporation or professional services corporation; and</text>
      </paragraph>
      <paragraph num="(d)">
        <text>Pursuant to Labor and Employment Article §9-206(b)(5), members of a limited liability company.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(5)">
      <text>If an employer changes insurers, a person shall file a new notice of election with the Commission and with the new insurer.</text>
    </paragraph>
  </paragraph>
</regulation>