The Administration may take the following factors into consideration in prioritizing loans for any fiscal year: Type of applicant with local governments, including schools, and nonprofits receiving special priority; Amount of projected electricity saved, fossil fuels displaced, or renewable energy generated; The extent to which the loan would leverage other energy investment dollars, including funds from the applicant or other private, local government, or federal financing; Risk profile of loan, including the length of the payback period, the applicant's ability to repay or provide security or collateral, or both, as required by the Administration; The availability of insurance; How the loan interacts with the applicant's broader energy conservation strategy; and Project readiness.