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<regulation prefix="Regulation" num=".03" citation="COMAR 14.35.07.03" title_num="14" subtitle_num="35" chapter_num="07" heading="Applying for Coverage Through the Individual Exchange.">
  <paragraph num="A.">
    <text>Individuals may apply to enroll in a QHP or an insurance affordability program through the Individual Exchange using the single, streamlined application form approved by the Individual Exchange.</text>
  </paragraph>
  <paragraph num="B.">
    <text>An individual may submit the application:</text>
    <paragraph num="(1)">
      <text>By telephone;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>On the Individual Exchange’s internet website;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Using in-person assistance, including with the provision of reasonable accommodations; or</text>
    </paragraph>
    <paragraph num="(4)">
      <text>By mail.</text>
    </paragraph>
  </paragraph>
  <paragraph num="C.">
    <text>An applicant shall provide the following information on the application:</text>
    <paragraph num="(1)">
      <text>The applicant’s and applicable dependents’ Social Security numbers, provided that the applicant and applicable dependents have Social Security numbers;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>An authorization for the Exchange to verify attested information through electronic means;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>An election indicating whether the applicant is seeking an eligibility determination for enrollment in a QHP or insurance affordability program;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>If the applicant is applying for enrollment in a QHP, sufficient information to determine eligibility for enrollment in a QHP;</text>
    </paragraph>
    <paragraph num="(5)">
      <text>If the applicant is applying for enrollment in an insurance affordability program, sufficient information to determine eligibility for enrollment in such insurance affordability program;</text>
    </paragraph>
    <paragraph num="(6)">
      <text>If the applicant is applying for enrollment in an insurance affordability program as defined in Regulation .02B and the applicant files for an income tax return as a married couple, the applicant shall complete an attestation that the applicant intends to file a joint income tax return for the benefit year in which the individual is seeking coverage, except:</text>
      <paragraph num="(a)">
        <text>If a spouse is the victim of domestic violence or spousal abandonment, the attestation may provide that the applicant intends to file a single income tax return for the benefit year in which the individual is seeking coverage; or</text>
      </paragraph>
      <paragraph num="(b)">
        <text>If the individual in a married couple qualifies to file as head of household, the attestation may provide that the applicant intends to file a single income tax return as head of household for the benefit year in which the individual is seeking coverage; and</text>
      </paragraph>
    </paragraph>
    <paragraph num="(7)">
      <text>The applicant’s signature, including either an electronic or telephonic signature, under penalties of perjury.</text>
    </paragraph>
  </paragraph>
  <paragraph num="D.">
    <text>Non-applicant.</text>
    <paragraph num="(1)">
      <text>A non-applicant who applies for insurance affordability programs on behalf of a member in the non-applicant’s tax filing household shall provide the following information on the application:</text>
      <paragraph num="(a)">
        <text>The non-applicant’s name; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>The non-applicant’s Social Security number, if the applicant attests that the tax filer:</text>
        <paragraph num="(i)">
          <text>Has a Social Security number; and</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>Filed a tax return for the year for which tax data would be used to verify the applicant’s household income and family size.</text>
        </paragraph>
      </paragraph>
    </paragraph>
    <paragraph num="(2)">
      <text>A non-applicant is required to provide the following information on the application if the only members of the individual’s household seeking coverage are younger than 18 years old and are not emancipated minors:</text>
      <paragraph num="(a)">
        <text>The non-applicant’s name; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>The non-applicant’s address.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(3)">
      <text>Non-applicants are not required to provide information about the non-applicant’s citizenship, status as a national, or immigration status.</text>
    </paragraph>
  </paragraph>
  <paragraph num="E.">
    <text>An individual who applies for an insurance affordability program shall receive an eligibility determination for all of the insurance affordability programs.</text>
  </paragraph>
  <paragraph num="F.">
    <text>An individual may submit an application to the Individual Exchange and receive an eligibility determination at any time during the year.</text>
  </paragraph>
  <paragraph num="G.">
    <text>Incomplete Applications.</text>
    <paragraph num="(1)">
      <text>If an individual submits an incomplete application, the Individual Exchange shall send the individual a notice under Regulation .04D of this chapter.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The individual shall have 90 days to complete the application and receive an eligibility determination from the date the notice is sent to the individual under Regulation .04D of this chapter.</text>
    </paragraph>
    <paragraph num="(3)">
      <text>If an individual does not complete and submit an application within the 90 days under §G(2) of this regulation, the Individual Exchange shall close the application and the individual shall begin a new application.</text>
    </paragraph>
  </paragraph>
  <paragraph num="H.">
    <text>An individual shall complete and submit an application to enroll in coverage through the Exchange.</text>
  </paragraph>
</regulation>