<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".02" citation="COMAR 25.02.02.02" title_num="25" subtitle_num="02" chapter_num="02" heading="Self-Insurance.">
  <paragraph num="A.">
    <text>General. Within budgetary appropriations, the Treasurer may provide self-insurance to provide coverage under the Maryland Tort Claims Act for those incidents not covered by purchased commercial insurance obtained pursuant to Regulation .01.</text>
  </paragraph>
  <paragraph num="B.">
    <text>Coverage. Subject to §A, above, self-insurance shall provide coverage for a tortious act or omission of State personnel that:</text>
    <paragraph num="(1)">
      <text>Is within the scope of public duties of the State personnel; and</text>
    </paragraph>
    <paragraph num="(2)">
      <text>No element of which constitutes malice or gross negligence.</text>
    </paragraph>
  </paragraph>
  <paragraph num="C.">
    <text>Exclusions and Limitations. The Treasurer may not provide self-insurance coverage for:</text>
    <paragraph num="(1)">
      <text>Punitive damages;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Interest before judgment;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>A claim that arises from the combatant activities of the State militia during a state of emergency;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>A tortious act or omission of State personnel:</text>
      <paragraph num="(a)">
        <text>That is not within the scope of the public duties of the State personnel, or</text>
      </paragraph>
      <paragraph num="(b)">
        <text>An element of which constitutes malice or gross negligence; or</text>
      </paragraph>
    </paragraph>
    <paragraph num="(5)">
      <text>A cause of action that law specifically prohibits.</text>
    </paragraph>
  </paragraph>
  <paragraph num="D.">
    <text>Limits of Liability. Within total budgeted funds available for self-insurance coverage of tort claims, the limits of State liability shall be:</text>
    <paragraph num="(1)">
      <text>Subject to §D(2) of this regulation, $200,000 per claimant for all injury, loss, and damage to person and property arising from a single incident. For the purpose of determining the limits of liability under this subsection, all persons claiming damages resulting from:</text>
      <paragraph num="(a)">
        <text>Bodily injury to, or the death of, any one person shall be considered to be one claimant; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Damage to or destruction of a single item of property shall be considered to be one claimant.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(2)">
      <text>Such greater, lesser, or additional limits as otherwise may be established by the annual State Budget for incidents occurring during that fiscal year.</text>
    </paragraph>
  </paragraph>
  <paragraph num="E.">
    <text>No Waiver of Immunity. The sovereign immunity of the State is not waived for claims in excess of the limits set forth in §D of this regulation.</text>
  </paragraph>
</regulation>