Each applicant for a permit shall submit to the Bureau, as part of the permit application, a certificate, issued by an insurance company authorized to do business in the United States, certifying that the applicant has a public liability insurance policy in force for the surface coal mining and reclamation operation for which the permit is sought. The applicant's public liability insurance policy shall provide for personal injury and property damage protection in an amount adequate to compensate all persons entitled to compensation under the applicable provisions of State law for injury or property damage as a result of surface coal mining and reclamation operations, including use of explosives and damage to water wells. Minimum insurance coverage for bodily injury shall be $300,000 per occurrence, $500,000 aggregate, and for property damage shall be $300,000 per occurrence, $500,000 aggregate. The policy shall be maintained in full force during the life of the permit. The policy shall require that the insuror notify the Bureau whenever substantive changes are made, and before any termination. Deep mining operations shall obtain identical insurance coverage for all surface effects, including subsidence as outlined in COMAR 26.20.13. Environment Article, §15-503, Annotated Code of Maryland Effective date: Regulations .01—.03 were previously codified as COMAR 08.13.09.16A—C, respectively. Recodification occurred in April, 1993. For a history of these regulations before April, 1993, see "Administrative History of COMAR 08.13.09 before April, 1993" which follows COMAR 26.20.01. Chapter recodified from COMAR 08.20.15 to COMAR 26.20.15, June 1996