<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".05" citation="COMAR 31.02.06.05" title_num="31" subtitle_num="02" chapter_num="06" heading="Testimony.">
  <paragraph num="A.">
    <text>The Insurance Commissioner or a designee of the Insurance Commissioner may:</text>
    <paragraph num="(1)">
      <text>Request the attendance of persons to testify or the production of documents;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Issue a subpoena requiring the attendance of persons to testify or the production of documents; and</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Require testimony to be given under oath.</text>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>The Insurance Commissioner or a designee of the Insurance Commissioner shall give all persons present who wish to testify an opportunity to do so, but may limit repetitious testimony.</text>
  </paragraph>
  <paragraph num="C.">
    <text>The Insurance Commissioner or a designee of the Insurance Commissioner may:</text>
    <paragraph num="(1)">
      <text>Ask questions of anyone present at a hearing;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Take questions from the audience and redirect the questions to others present at the hearing; and</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Refer questions to employees of the Maryland Insurance Administration who may respond after the hearing.</text>
    </paragraph>
  </paragraph>
  <paragraph num="D.">
    <text>The rules of evidence do not apply to a hearing held under this chapter.</text>
  </paragraph>
  <paragraph num="E.">
    <text>The Insurance Commissioner or designee of the Insurance Commissioner shall receive and mark all exhibits offered in testimony if they are relevant to the hearing.</text>
  </paragraph>
</regulation>