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<regulation prefix="Regulation" num=".05" citation="COMAR 31.03.09.05" title_num="31" subtitle_num="03" chapter_num="09" heading="Proration of Continuing Education Credit Hours.">
  <paragraph num="A.">
    <text>General Continuing Education Requirements. Except as otherwise provided by Insurance Article, §10-116, Annotated Code of Maryland, the holder of a license shall complete 16 credit hours of continuing education before the holder may renew the license.</text>
  </paragraph>
  <paragraph num="B.">
    <text>Proration.</text>
    <paragraph num="(1)">
      <text>The holder of a license whose date of expiration is changed by the Administration pursuant to Regulation .02B(3)(a) of this chapter, who has held a license for fewer than 25 consecutive years, shall successfully complete the following number of credit hours of continuing education before the holder may renew the license and receive a license with a 2-year term:</text>
      <paragraph num="(a)">
        <text>For a license changed to a term of 1 year to 1 1/2 years, 8 credit hours;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>For a license changed to a term of more than 1 1/2 years but not more than 2 years, 12 credit hours;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>For a license changed to a term of more than 2 years but not more than 2 1/2 years, 16 credit hours; or</text>
      </paragraph>
      <paragraph num="(d)">
        <text>For a license changed to a term of more than 2 1/2 years but not more than 3 years, 20 credit hours.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(2)">
      <text>The holder of a license whose date of expiration is changed by the administration pursuant to Regulation .02B(3)(a) of this chapter, who has held a license for 25 or more consecutive years, beginning on the date of expiration, and counting back to the year that the license was first obtained, shall successfully complete 50 percent of the credit hours of continuing education required in §B(1) of this regulation before the holder may renew the license and receive a license with a 2-year term.</text>
    </paragraph>
    <paragraph num="(3)">
      <text>If the holder of a license whose date of expiration is changed has a license for both property or casualty, or any subdivision of property or casualty, and life or health, or any subdivision of life or health, in order to renew the license, the holder of the license shall successfully complete a minimum of:</text>
      <paragraph num="(a)">
        <text>25 percent of the required credit hours in one or more courses designated “Property/Casualty”; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>25 percent of the required credit hours in one or more courses designated “Life/Health”.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(4)">
      <text>National Examination.</text>
      <paragraph num="(a)">
        <text>If the holder of a license whose date of expiration is changed receives a passing score on a national examination on or before the day before the expiration date of the license, the holder of the license shall receive the number of continuing education credit hours that the Commissioner has approved for the examination towards the credit hours needed to renew the license.</text>
      </paragraph>
      <paragraph num="(b)">
        <text>If the holder of a license whose date of expiration is changed receives a passing score on a national examination on or after the expiration date of the  license, the holder of the license shall receive the number of continuing education credit hours that the Commissioner has approved for the examination towards the next license renewal.</text>
      </paragraph>
    </paragraph>
  </paragraph>
</regulation>