Order. If the Commissioner denies the applicant's request for written consent, the Commissioner shall issue an order that: States that the request is denied; and Explains the reasons for the denial. Licensing Prohibited. An applicant who has been denied a written consent may not be granted or continue to hold a license or certificate of qualification to engage in the business of insurance in Maryland. Notification of NAIC Members. If the Commissioner denies an applicant's request for written consent, the Commissioner shall notify all other members of the NAIC.