# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 03 — Insurance Producers and Other Insurance Professionals

### Chapter 15 — Senior or Retiree Designations and Credentials

#### Regulation .04 Prohibited Use of Certification or Professional Designation.

*COMAR 31.03.15.04*

The prohibited use of a certification or professional designation includes the following:

A. Use of certification or professional designation by a person who has not actually earned or is ineligible to use the certification or designation;

B. Use of nonexistent or self-conferred certification or professional designation;

C. Use of certification or professional designation that indicates a level of occupational qualifications obtained through education, training, or experience that the user does not have; and

D. Use of a certification or professional designation that was obtained from a designating or certifying organization that:

  (1) Is primarily engaged in the business of instruction in sales, marketing, or sales and marketing;

  (2) Does not have reasonable standards or procedures for assuring the competency of its designees or certificate holders;

  (3) Does not have reasonable standards or procedures for monitoring and disciplining it designees or certificate holders for improper or unethical conduct; or

  (4) Does not have reasonable continuing education requirements for its designees or certificate holders in order to maintain the designation or certification.