Before a person may act as a SHOP Exchange navigator in the State, the person shall obtain a license issued by the Commissioner. To qualify for a license, an applicant: Shall be at least 18 years of age; Shall successfully complete the training program; Shall complete and pass both sections of the examination; Shall submit an application and any additional information the Commissioner deems necessary to the Administration; Shall pay to the Administration initial license and application fees if permitted by law; Shall be of good character and trustworthy; and May not have committed any act the Commissioner finds would warrant suspension or revocation of a license under Insurance Article, §31-112(e), Annotated Code of Maryland.