# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 04 — Insurers

### Chapter 12 — Insurer Transactions With Unappointed Persons—General Business Practices

#### Regulation .02 Frequency of Practice.

*COMAR 31.04.12.02*

It shall be considered prima facie evidence of a general business practice of violating Insurance Article, §4-113(b)(11), Annotated Code of Maryland, if in any 12-month period it is found that the number of transactions violating Insurance Article, §4-113(b)(11), by foreign insurers for policies issued to Maryland residents, or by domestic insurers for all policies written, equals or exceeds the following:

A. Five transactions with a single person who does not have an appointment from the insurer; or

B. One or more transactions with five or more people who do not have appointments from the insurer.