<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".02" citation="COMAR 31.04.12.02" title_num="31" subtitle_num="04" chapter_num="12" heading="Frequency of Practice.">
  <text>It shall be considered prima facie evidence of a general business practice of violating Insurance Article, §4-113(b)(11), Annotated Code of Maryland, if in any 12-month period it is found that the number of transactions violating Insurance Article, §4-113(b)(11), by foreign insurers for policies issued to Maryland residents, or by domestic insurers for all policies written, equals or exceeds the following:</text>
  <paragraph num="A.">
    <text>Five transactions with a single person who does not have an appointment from the insurer; or</text>
  </paragraph>
  <paragraph num="B.">
    <text>One or more transactions with five or more people who do not have appointments from the insurer.</text>
  </paragraph>
</regulation>