# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 04 — Insurers

### Chapter 12 — Insurer Transactions With Unappointed Persons—General Business Practices

#### Regulation .03 Overcoming the Presumption.

*COMAR 31.04.12.03*

An insurer may overcome the presumption that a general business practice of violating Insurance Article, §4-113(b)(11), Annotated Code of Maryland, exists by presenting evidence to the Commissioner relating to the insurer's intent, the nature of the violations, and any other relevant factors.