Life Insurance. If a life insurance form excludes liability for injury or accidental death arising out of: A riot, the exclusion shall be confined to cases in which the insured is participating in the riot; and An altercation, the exclusion shall be confined to cases in which the insured provoked the altercation. Health Insurance. Exclusions or limitations for riots or altercations in health insurance and nonprofit health service plan contracts shall comply with the applicable provisions found in COMAR 31.10.25.05A, COMAR 31.10.28.03A, and COMAR 31.11.10.06A.