<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".05" citation="COMAR 31.04.18.05" title_num="31" subtitle_num="04" chapter_num="18" heading="Forms — Incorporation by Reference, Summaries, and Omissions.">
  <paragraph num="A.">
    <text>A person filing a statement, form, or notification pursuant to Insurance Article, Title 7, Annotated Code of Maryland, and this chapter may:</text>
    <paragraph num="(1)">
      <text>Incorporate by reference in an answer or partial answer to:</text>
      <paragraph num="(a)">
        <text>Information required in previously submitted or current submissions of other filings of statements, forms, or notifications pursuant to Insurance Article, Title 7, Annotated Code of Maryland; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Information contained in any financial statement, annual report, proxy statement, statement filed with a governmental authority, or any other document provided in previously submitted or current submissions of other filings of statements, forms, or notifications pursuant to Insurance Article, Title 7, Annotated Code of Maryland, provided the document is filed as an exhibit to the submission; and</text>
      </paragraph>
    </paragraph>
    <paragraph num="(2)">
      <text>Provide excerpts of documents to be filed as exhibits if the documents are extensive.</text>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>Exhibits, documents, information, and all other papers filed as part of the submission of a statement, form, or notification filed within 3 years of the current filing pursuant to Insurance Article, Title 7, Annotated Code of Maryland, and this chapter may be omitted as exhibits for the current filing.</text>
  </paragraph>
  <paragraph num="C.">
    <text>References to exhibits, documents, information, and all other papers filed as part of the submission of prior filings shall:</text>
    <paragraph num="(1)">
      <text>Clearly and concisely identify the material; and</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Specifically indicate that such material is to be incorporated by reference for the current filing.</text>
    </paragraph>
  </paragraph>
  <paragraph num="D.">
    <text>Incorporation by reference pursuant to §§A and C of this regulation may not be used if the incorporation would render the submission of a statement, form, or notification pursuant to Insurance Article, Title 7, Annotated Code of Maryland, and this chapter incomplete, vague, or confusing.</text>
  </paragraph>
</regulation>