<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".05" citation="COMAR 31.04.19.05" title_num="31" subtitle_num="04" chapter_num="19" heading="Types of Forms Used on a File and Use Method.">
  <paragraph num="A.">
    <text>The forms listed in §B of this regulation are the only forms that may be used on a file and use basis.</text>
  </paragraph>
  <paragraph num="B.">
    <text>The following life insurance, health insurance, and annuity forms may be filed under the file and use method:</text>
    <paragraph num="(1)">
      <text>Group life insurance policies and certificates, except for group credit life insurance policies and certificates;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Endorsements, amendments, and riders to be used with group life insurance policies and certificates, except for endorsements, amendments, and riders to be used with group credit life insurance policies and certificates;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Wholesale life insurance policies;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>Endorsements, amendments, and riders to be used with wholesale life insurance policies;</text>
    </paragraph>
    <paragraph num="(5)">
      <text>Accidental death benefit riders to be used with individual life insurance policies;</text>
    </paragraph>
    <paragraph num="(6)">
      <text>Waiver of premium riders to be used with individual life insurance policies;</text>
    </paragraph>
    <paragraph num="(7)">
      <text>Accidental death and dismemberment riders to be used with individual life insurance policies;</text>
    </paragraph>
    <paragraph num="(8)">
      <text>Riders to be used with individual life insurance policies that provide coverage to the spouse or dependent children of the insured;</text>
    </paragraph>
    <paragraph num="(9)">
      <text>Guaranteed insurability option riders to be used with individual life insurance policies;</text>
    </paragraph>
    <paragraph num="(10)">
      <text>Group annuity contracts and certificates, including variable and nonvariable group annuity contracts and certificates;</text>
    </paragraph>
    <paragraph num="(11)">
      <text>Endorsements, amendments, and riders to be used with group annuity contracts and certificates;</text>
    </paragraph>
    <paragraph num="(12)">
      <text>Individual retirement account (IRA) endorsements to be used with individual fixed annuity contracts or with individual variable annuity contracts;</text>
    </paragraph>
    <paragraph num="(13)">
      <text>Tax sheltered annuity (TSA) endorsements to be used with:</text>
      <paragraph num="(a)">
        <text>Individual fixed annuity contracts; or</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Individual variable annuity contracts;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(14)">
      <text>Medical stop-loss insurance;</text>
    </paragraph>
    <paragraph num="(15)">
      <text>Group accidental death policies and certificates;</text>
    </paragraph>
    <paragraph num="(16)">
      <text>Group accidental death and dismemberment policies and certificates;</text>
    </paragraph>
    <paragraph num="(17)">
      <text>Group travel health insurance policies and certificates, except for the following:</text>
      <paragraph num="(a)">
        <text>Any form that includes lost baggage benefits;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Any form that includes a trip cancellation benefit that is payable for a reason other than the illness or death of:</text>
        <paragraph num="(i)">
          <text>The insured;</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>A member of the insured's family; or</text>
        </paragraph>
        <paragraph num="(iii)">
          <text>One or more of the insured's travel companions; or</text>
        </paragraph>
      </paragraph>
      <paragraph num="(c)">
        <text>Any form that contains any other property or casualty type benefit not included in §B(17)(a) and (b) of this regulation;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(18)">
      <text>Group health insurance policies and certificates that:</text>
      <paragraph num="(a)">
        <text>Limit coverage to losses due to accident; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Do not pay benefits on an expense-incurred basis;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(19)">
      <text>Employer retrospective premium arrangements;</text>
    </paragraph>
    <paragraph num="(20)">
      <text>Blanket health insurance policies that limit benefits to accidental death benefits;</text>
    </paragraph>
    <paragraph num="(21)">
      <text>Blanket health insurance policies that limit benefits to accidental death and dismemberment benefits;</text>
    </paragraph>
    <paragraph num="(22)">
      <text>Blanket health insurance policies that limit benefits to travel benefits;</text>
    </paragraph>
    <paragraph num="(23)">
      <text>Blanket health insurance policies that:</text>
      <paragraph num="(a)">
        <text>Limit coverage to losses due to accident; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Do not pay benefits on an expense-incurred basis; and</text>
      </paragraph>
    </paragraph>
    <paragraph num="(24)">
      <text>Applications, except applications for:</text>
      <paragraph num="(a)">
        <text>Medicare supplement policies;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Long-term care insurance;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Individual health benefit plans; and</text>
      </paragraph>
      <paragraph num="(d)">
        <text>Small employer health benefit plans.</text>
      </paragraph>
    </paragraph>
  </paragraph>
</regulation>