# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 04 — Insurers

### Chapter 19 — Filing of Forms Under File and Use Method

#### Regulation .06 Use of Noncompliant Forms.

*COMAR 31.04.19.06*

A. If an insurer uses a form which becomes effective under a file and use method and the form is found by the Commissioner to be noncompliant, the Commissioner may:

  (1) Disapprove the form by:

    (a) Giving notice of the disapproval;

    (b) Showing cause for the disapproval; and

    (c) Stating the effective date of the disapproval in the notice; and

  (2) Impose a penalty as provided under Insurance Article, §4-113, Annotated Code of Maryland.

B. The Commissioner may remove file and use authority from an insurer upon a finding that the insurer has made inappropriate or noncompliant filings under this method with such frequency as to constitute a business practice.