# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 07 — Insurance Rating Law

### Chapter 03 — Review of Automobile Rating Territories

#### Regulation .05 Filings Made By Rating Organizations.

*COMAR 31.07.03.05*

A. A licensed rating organization that files on behalf of its members or subscribers automobile insurance rates that use territory as a factor in establishing automobile insurance rates in the State shall comply with the provisions of Regulations .02—.04 of this chapter.

B. An insurer that is required to file a certification statement may utilize the certification statement in Regulation .04B of this chapter if:

  (1) The insurer is a member or subscriber of a licensed rating organization which has been authorized to make filings on the insurer's behalf or the insurer has filed to adopt the rating organization's filing; and

  (2) The insurer has not filed with the Commissioner a deviation from the rates, loss costs, or both, filed by the rating organization relating to the use of territories.