<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".05" citation="COMAR 31.07.03.05" title_num="31" subtitle_num="07" chapter_num="03" heading="Filings Made By Rating Organizations.">
  <paragraph num="A.">
    <text>A licensed rating organization that files on behalf of its members or subscribers automobile insurance rates that use territory as a factor in establishing automobile insurance rates in the State shall comply with the provisions of Regulations .02—.04 of this chapter.</text>
  </paragraph>
  <paragraph num="B.">
    <text>An insurer that is required to file a certification statement may utilize the certification statement in Regulation .04B of this chapter if:</text>
    <paragraph num="(1)">
      <text>The insurer is a member or subscriber of a licensed rating organization which has been authorized to make filings on the insurer's behalf or the insurer has filed to adopt the rating organization's filing; and</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The insurer has not filed with the Commissioner a deviation from the rates, loss costs, or both, filed by the rating organization relating to the use of territories.</text>
    </paragraph>
  </paragraph>
</regulation>