An authorized insurer providing lead hazard coverage under Insurance Article, §19-704, Annotated Code of Maryland: Shall offer the coverage without a deductible for the lead hazard coverage; and May offer the coverage with a deductible for the lead hazard coverage. When an insurer pays a claim on the policy with a deductible, the: Insurer shall pay the claim, including any applicable deductible; and Insured shall reimburse the insurer for any amount paid up to the limit of any applicable deductible.