# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 09 — Life Insurance and Annuities

### Chapter 09 — Life Insurance Illustrations

#### Regulation .08 Standards for Supplemental Illustrations.

*COMAR 31.09.09.08*

A. A supplemental illustration may be provided if:

  (1) It is appended to, accompanied by, or preceded by a basic illustration that complies with this chapter;

  (2) The nonguaranteed elements shown are not more favorable to the policy owner than the corresponding elements based on the scale used in the basic illustration;

  (3) It contains the same statement required of a basic illustration that nonguaranteed elements are not guaranteed; and

  (4) For a policy that:

    (a) Has a contract premium, the contract premium underlying the supplemental illustration is equal to the contract premium shown in the basic illustration, or

    (b) Does not require a contract premium, the premium outlay underlying the supplemental illustration is equal to the premium outlay shown in the basic illustration.

B. The supplemental illustration shall include a notice referring to the basic illustration for guaranteed elements and other important information.