An insurer shall respond to a request for verification of coverage submitted by a viatical settlement provider or a viatical settlement broker within 30 days after the request is received. The request by the viatical settlement provider or viatical settlement broker shall include all items required by Insurance Article, §8-610.1(a), Annotated Code of Maryland. An insurer may charge a fee as set forth in Insurance Article, §8-610.1(b), Annotated Code of Maryland.