# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 09 — Life Insurance and Annuities

### Chapter 16 — Accelerated Benefits

#### Regulation .04 Type of Product.

*COMAR 31.09.16.04*

A. Accelerated benefit riders and life insurance policies with accelerated benefit provisions are primarily mortality risks rather than morbidity risks.

B. The inclusion of terminal illness as a qualifying event shall be included in all accelerated benefit policies and riders.