<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".01" citation="COMAR 31.10.02.01" title_num="31" subtitle_num="10" chapter_num="02" heading="Applicability.">
  <paragraph num="A.">
    <text>This chapter does not apply to:</text>
    <paragraph num="(1)">
      <text>Group health insurance policies initially issued to employer/employee groups of more than 1,000 employees;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Group health insurance policies issued pursuant to a collective bargaining labor-management agreement; or</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Reinsurance contracts.</text>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>Except as provided in §A of this regulation, this chapter applies to all health insurance policies, including riders, endorsements, and certificates, issued or delivered in this State by any insurer or nonprofit health service plan.</text>
  </paragraph>
  <paragraph num="C.">
    <text>The Insurance Commissioner may except other policies from the requirements of this chapter if the Commissioner determines that an exception is warranted by the nature of the particular policy form or if the policy language is drafted to conform to requirements of any other applicable law or regulation.</text>
  </paragraph>
</regulation>