# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 10 — Health Insurance — General

### Chapter 04 — Health Insurance — Plan of Withdrawal

**Authority:** Insurance Article, §§2-109 and 27-606, Annotated Code of Maryland

**Administrative History:** Effective date: October 9, 1995 (22:20 Md. R. 1543)

**Administrative History:** Chapter recodified from COMAR 09.31.10 to COMAR 31.10.04 effective September 7, 1998 (25:18 Md. R. 1439)

**Administrative History:** Regulation .01B amended effective May 9, 2016 (43:9 Md. R. 532)

**Administrative History:** Regulation .02B amended effective May 9, 2016 (43:9 Md. R. 532)

#### Regulation .01 Scope.

*COMAR 31.10.04.01*

A. This chapter applies to all insurers writing health insurance in this State.

B. This chapter does not apply to health benefit plans issued under Insurance Article, Title 15, Subtitles 12, 13, or 14, Annotated Code of Maryland.

#### Regulation .02 Definitions.

*COMAR 31.10.04.02*

A. In this chapter, the following terms have the meanings indicated.

B. Terms Defined.

  (1) “Health benefit plan” has the meaning stated in Insurance Article, §31-101, Annotated Code of Maryland.

  (2) “Health insurance product” means any:

    (a) Group or individual health insurance policy or contract which covers a Maryland resident;

    (b) Individual health insurance contract issued to a Maryland resident; or

    (c) Rider to any group or individual health insurance contract issued to a Maryland resident.

  (3) “Single case basis” means a contract which was approved by the Maryland Insurance Administration for issuance to only one contract holder in Maryland.

#### Regulation .03 Required Filings.

*COMAR 31.10.04.03*

A. When an insurer intends to cancel or not renew a health insurance product for all of the insurer's covered insureds in the State, the insurer shall file a plan of withdrawal with the Commissioner at least 90 days from the date of the proposed cancellation or nonrenewal.

B. When an insurer intends to cancel or not renew all of the insurer's health insurance products for all of its covered insureds in the State, the insurer shall file a plan of withdrawal with the Commissioner at least 180 days before the date of the proposed withdrawal.

C. A plan of withdrawal may not be required for nonrenewal of a contract which was approved for issuance on a single case basis.