<?xml version='1.0' encoding='utf-8'?>
<chapter num="04" heading="Health Insurance — Plan of Withdrawal" title_num="31" subtitle_num="10">
  <regulation prefix="Regulation" num=".01" heading="Scope.">
    <paragraph num="A.">
      <text>This chapter applies to all insurers writing health insurance in this State.</text>
    </paragraph>
    <paragraph num="B.">
      <text>This chapter does not apply to health benefit plans issued under Insurance Article, Title 15, Subtitles 12, 13, or 14, Annotated Code of Maryland.</text>
    </paragraph>
  </regulation>
  <regulation prefix="Regulation" num=".02" heading="Definitions.">
    <paragraph num="A.">
      <text>In this chapter, the following terms have the meanings indicated.</text>
    </paragraph>
    <paragraph num="B.">
      <text>Terms Defined.</text>
      <paragraph num="(1)">
        <text>“Health benefit plan” has the meaning stated in Insurance Article, §31-101, Annotated Code of Maryland.</text>
      </paragraph>
      <paragraph num="(2)">
        <text>“Health insurance product” means any:</text>
        <paragraph num="(a)">
          <text>Group or individual health insurance policy or contract which covers a Maryland resident;</text>
        </paragraph>
        <paragraph num="(b)">
          <text>Individual health insurance contract issued to a Maryland resident; or</text>
        </paragraph>
        <paragraph num="(c)">
          <text>Rider to any group or individual health insurance contract issued to a Maryland resident.</text>
        </paragraph>
      </paragraph>
      <paragraph num="(3)">
        <text>“Single case basis” means a contract which was approved by the Maryland Insurance Administration for issuance to only one contract holder in Maryland.</text>
      </paragraph>
    </paragraph>
  </regulation>
  <regulation prefix="Regulation" num=".03" heading="Required Filings.">
    <paragraph num="A.">
      <text>When an insurer intends to cancel or not renew a health insurance product for all of the insurer's covered insureds in the State, the insurer shall file a plan of withdrawal with the Commissioner at least 90 days from the date of the proposed cancellation or nonrenewal.</text>
    </paragraph>
    <paragraph num="B.">
      <text>When an insurer intends to cancel or not renew all of the insurer's health insurance products for all of its covered insureds in the State, the insurer shall file a plan of withdrawal with the Commissioner at least 180 days before the date of the proposed withdrawal.</text>
    </paragraph>
    <paragraph num="C.">
      <text>A plan of withdrawal may not be required for nonrenewal of a contract which was approved for issuance on a single case basis.</text>
    </paragraph>
  </regulation>
  <annotations>
    <annotation type="Authority">Insurance Article, §§2-109 and 27-606, Annotated Code of Maryland</annotation>
    <annotation type="History" subtype="Administrative History">Effective date: October 9, 1995 (22:20 Md. R. 1543)</annotation>
    <annotation type="History" subtype="Administrative History">Chapter recodified from COMAR 09.31.10 to COMAR 31.10.04 effective September 7, 1998 (25:18 Md. R. 1439)</annotation>
    <annotation type="History" subtype="Administrative History">Regulation .01B amended effective May 9, 2016 (43:9 Md. R. 532)</annotation>
    <annotation type="History" subtype="Administrative History">Regulation .02B amended effective May 9, 2016 (43:9 Md. R. 532)</annotation>
  </annotations>
</chapter>