In this chapter, the following terms have the meanings indicated. Terms Defined. “Body mass index” has the meaning stated in Insurance Article, §15-839, Annotated Code of Maryland. “Carrier” means an insurer, a nonprofit health service plan, or a health maintenance organization. “Commissioner” means the Maryland Insurance Commissioner. “Health maintenance organization” has the meaning stated in Health-General Article, §19-701, Annotated Code of Maryland. “Insurer” has the meaning stated in Insurance Article, §1-101, Annotated Code of Maryland. “Member” means an individual who is covered by a contract that: Is issued or delivered by a carrier in the State; and Includes a benefit for the surgical treatment of morbid obesity. “Morbid obesity” has the meaning stated in Insurance Article, §15-839, Annotated Code of Maryland. “Nonprofit health service plan” means a person who has received a certificate of authority from the Commissioner to act as a nonprofit health service plan in the State. “Private review agent” has the meaning stated in Insurance Article, §15-10B-01, Annotated Code of Maryland. “Utilization review” has the meaning stated in Insurance Article, §15-10B-01, Annotated Code of Maryland.