# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 10 — Health Insurance — General

### Chapter 37 — Delivery of Policy or Certificate

#### Regulation .02 Definitions.

*COMAR 31.10.37.02*

A. In this chapter, the following terms have the meanings indicated.

B. Terms Defined.

  (1) “Blanket insurance” has the meaning stated in Insurance Article, §15-305, Annotated Code of Maryland.

  (2) “Carrier” means any of the following:

    (a) An insurer;

    (b) A nonprofit health service plan;

    (c) A health maintenance organization; and

    (d) A dental plan organization.

  (3) “Certificate” or “summary plan description” means the benefit summary that sets forth the essential elements of a group contract and that is required to be provided by a carrier to individuals covered under a group contract.

  (4) “Certificate holder” means an individual who is eligible to be covered under a group contract by reason of satisfying the eligibility requirements of the group contract, other than an individual who is covered under a group contract as the spouse, domestic partner, or dependent of the certificate holder.

  (5) “Contract holder” means the entity to whom a contract is issued.

  (6) “Group contract” means a health insurance contract, a nonprofit health service plan contract, a health maintenance organization contract, or a dental plan organization contract issued by a carrier to a group for the purpose of covering:

    (a) Employees or members of the group;

    (b) The dependents of employees or members of the group; or

    (c) The employees, or members of the group, and the employee's, or member's dependents.

  (7) “Health insurance” has the meaning stated in Insurance Article, §1-101, Annotated Code of Maryland.

  (8) “Individual contract” means a health insurance contract, a nonprofit health service plan contract, a health maintenance organization contract, or a dental plan organization contract issued by a carrier to a contract holder covering:

    (a) The contract holder;

    (b) The contract holder's dependents; or

    (c) The contract holder, and the contract holder's dependents.

  (9) “Insurance producer” has the meaning stated in Insurance Article, §1-101, Annotated Code of Maryland.