In this chapter, the following terms have the meanings indicated. Terms Defined. “Blanket insurance” has the meaning stated in Insurance Article, §15-305, Annotated Code of Maryland. “Carrier” means any of the following: An insurer; A nonprofit health service plan; A health maintenance organization; and A dental plan organization. “Certificate” or “summary plan description” means the benefit summary that sets forth the essential elements of a group contract and that is required to be provided by a carrier to individuals covered under a group contract. “Certificate holder” means an individual who is eligible to be covered under a group contract by reason of satisfying the eligibility requirements of the group contract, other than an individual who is covered under a group contract as the spouse, domestic partner, or dependent of the certificate holder. “Contract holder” means the entity to whom a contract is issued. “Group contract” means a health insurance contract, a nonprofit health service plan contract, a health maintenance organization contract, or a dental plan organization contract issued by a carrier to a group for the purpose of covering: Employees or members of the group; The dependents of employees or members of the group; or The employees, or members of the group, and the employee's, or member's dependents. “Health insurance” has the meaning stated in Insurance Article, §1-101, Annotated Code of Maryland. “Individual contract” means a health insurance contract, a nonprofit health service plan contract, a health maintenance organization contract, or a dental plan organization contract issued by a carrier to a contract holder covering: The contract holder; The contract holder's dependents; or The contract holder, and the contract holder's dependents. “Insurance producer” has the meaning stated in Insurance Article, §1-101, Annotated Code of Maryland.