Chapter 38. Wellness Program Incentives
Regulation .01 Purpose.LinkCopy Citation
The purpose of this chapter is to establish a limit on the value of incentives offered by carriers in wellness programs.
Regulation .02 Scope.LinkCopy Citation
This chapter applies only to the wellness programs as defined in Regulation .03 of this chapter, and Insurance Article, §27-210(h)(1), Annotated Code of Maryland.
Regulation .03 Definitions.LinkCopy Citation
A.
In this chapter, the following terms have the meanings indicated.
B.
Terms Defined.
(1)
“Carrier” means:
(a)
An insurer;
(b)
A nonprofit health service plan;
(c)
A health maintenance organization; or
(d)
A dental plan organization.
(2)
“Wellness program” has the meaning stated in Insurance Article, §27-210(h)(1), Annotated Code of Maryland.
Regulation .04 Incentive Permitted.LinkCopy Citation
A carrier may offer an incentive for participation in a wellness program if the incentive:
A.
Is reasonably related to the wellness program; and
B.
Does not have a value that exceeds any limit established by Regulation .05 of this chapter.
Regulation .05 Value of Incentive Offered.LinkCopy Citation
An incentive offered for participation in a wellness program by a carrier may not have a value that exceeds $500 per year, per individual who is an insured, a subscriber, or a member.
Chapter annotations
Authority: Insurance Article, §§2-109(a)(1) and 27-210(h)(4), Annotated Code of Maryland
History: Effective date: June 29, 2009 (36:13 Md. R. 907)
History: Regulation .01 amended effective June 6, 2016 (43:11 Md. R. 635)
History: Regulation .02 amended effective March 8, 2010 (37:5 Md. R. 433); June 6, 2016 (43:11 Md. R. 635)
History: Regulation .03B amended effective March 8, 2010 (37:5 Md. R. 433); June 6, 2016 (43:11 Md. R. 635)
History: Regulation .04 amended effective June 6, 2016 (43:11 Md. R. 635)
History: Regulation .05 amended effective June 6, 2016 (43:11 Md. R. 635)